CPP Philanthropy™
Estimated reading time: 25 seconds
Hope you are well.
Do you know anyone collecting CPP (Canada Pension Plan) benefits who doesn't really need the money?
If not now, when?
Estimated reading time: 25 seconds
Hope you are well.
We know the CRA and governments everywhere are under pressure to collect more income taxes – a situation unlikely to change anytime soon.
CPP Philanthropy™
Estimated reading time: 30 seconds
Hope you are well.
Charitable Planned Giving is the most gratifying part of our work.
Premiums jump in 3 weeks
Estimated reading time: 35 seconds.
Hope you are well and enjoying the final days of summer.
I am writing to let you know that Manulife announced a major premium increase (of up to 50% on certain policies) for permanent level cost (universal) life insurance effective Sept 23rd, just weeks from now. Other carriers will surely follow.
Health IS Wealth
Estimated reading time: 60 seconds
Hope you are well.
Spring has sprung!
Healthy & Happy New Year
Estimated reading time: 25 seconds
Hope you are well and keeping warm in these early days of winter.
At this time of year, as we count our own blessings and spend quality time with family and friends, please remember the importance of philanthropy and helping the charitable causes you care about.
The Tax Grind
Estimated reading time: 55 seconds
The Brexit vote just weeks ago rattled global markets.
Equity markets were shaken, nervous investors headed for the exits, respected currencies got clobbered, and former Prime Minister David Cameron of unwanted Panama Papers fame gave up his digs on Downing Street.
Where is your Will?
Estimated Reading time: 50 seconds
It’s déjà vu all over again.
Prince’s sudden death a few weeks ago at the young age of 57 was quickly followed by reports of a huge estate estimated at up to US$500 million, a priceless treasure chest of unreleased music, international legions of grieving fans and NO WILL!
Stay out of the papers
Estimated reading time: 30 seconds
Do you bank in Canada or Panama?
Are your legal affairs handled by a local law firm or world-sprawling Mossack Fonseca?
An Uncharitable Budget
Estimated reading time: 45 seconds
Canada's New Federal Budget and How It Affects You
The new Federal Budget tabled last week continued to make good on the government’s promise to collect more taxes.
In case you missed it, ‘wealthy’ was re-defined not long ago to include Canadians earning more than $200,000 annually.
Divorce and Taxes
Estimated reading time: 25 seconds
The financial fallout of divorce extends far beyond legal costs, alimony and child care expenses.
In addition to finding a new place to live, people displaced by divorce must deal with a wide range of financial and tax considerations, even when no children are involved.
A Tax Whammy for High Income Canadians
A Tax Whammy for High Income Canadians
Estimated reading time: 40 seconds
Healthy and Happy New Year to you and your family.
New Government, More Taxes
Estimated reading time: 50 seconds
Canada’s new Prime Minister was elected on the promise that high-income Canadians will soon pay more taxes.
We launched our new website WEALTHinsurance.com last week, to help high net worth taxpayers preserve their wealth, and keep more of what they have worked for.
Property & Casualty Insurance
Estimated reading time: 35 seconds
Given the choice, many people would not buy car and home insurance if they weren’t required to do so.
They buy car insurance to drive in compliance with the law, and mortgage lenders require proof of property insurance.
Canadians may owe taxes to the U.S. tax department
Estimated reading time: 25 seconds
We pay a lot of taxes.
Canadians have grown accustomed to paying a widening burden of income taxes on what we make, consumption taxes on what we spend, and municipal taxes on where we work and live.