Living Benefits Insurance

People are living longer and governments can no longer afford to take care of us, so we need to take more responsibility for our healthcare.

Our customized healthcare solutions include Critical Illness Insurance, Long Term Disability Insurance with High Limits, Long Term Care Insurance, Executive Health Benefits and Best Doctors®.

Living Benefits describes a group of insurance products that pay a benefit to the insured while alive:

• Long Term Disability Insurance with High Limits: protects you from the possible loss or reduction of income as a result of not being able to work due to a sickness, injury or disability. High income earners can now get coverage of up to $75,000 per month, and sometimes more, in disability benefits.
• Critical Illness Insurance: provides up to $2 million of tax-free funds in the event of a critical illness such as cancer, stroke or heart attack. More than 2 dozen conditions can be covered.
• Long Term Care Insurance: provides tax-free funds of up to $10,000 per month for long-term care services in your home or in a long-term care facility.
• Best Doctors® Insurance Global Medical Care™:Access the finest healthcare at Centres of Excellence around the world with a $5 million lifetime fund to cover treatment costs.