It’s EASIER THAN EVER to buy every kind of Life Insurance.
With COVID outbreaks and Delta variants dominating the news, people are more aware than ever of their mortality.
Amid the doom and gloom there’s good news for anyone buying Life Insurance.
You can now get up to $5 million of Life Insurance with NO medical, NO in-person meeting, NO blood and urine samples, all in a 15-minute phone call.
The same applies to Critical Illness Insurance up to $250,000.
Clients are topping up coverage and buying new term and permanent insurance policies for spouses, children, grandchildren, and for charitable giving.
Policies are typically approved in less than 72 hours. Higher limits are available with additional underwriting.
To learn more click https://lnkd.in/eW5eUMA, call me at 416 364 2929, or send an email Mark@WEALTHinsurance.com
This is the time to revisit your estate planning - including wills, powers of attorney, estate directory and life insurance.
Please share this with your contacts.
Saul Korman, of blessed memory, was an AMAZING man
Back in 2005, when I was about to launch www.illnessPROTECTION.com, I sought some sage advice from Saul Korman, of blessed memory, who sadly passed away last week at the age of 86.
He was a legendary fashion retailer, an undisputed radio advertising icon, and goodwill ambassador for St. Maarten.
I actually cold-called Saul to get his opinion on whether to use radio advertising in a way that hadn’t been done before – to sell Critical Illness Insurance and Life Insurance.
Most people told me it was a crazy idea that wouldn't work.
But Saul said it was a great idea. So I took his advice to go on the air March 5, 2005, and thank G-d haven’t looked back since.
Saul was an amazing mensch, a super smart marketer and could ad lib a commercial like no one else.
2021 Resolutions - Must Do's
Premiums jump in 3 weeks
Estimated reading time: 35 seconds.
Hope you are well and enjoying the final days of summer.
I am writing to let you know that Manulife announced a major premium increase (of up to 50% on certain policies) for permanent level cost (universal) life insurance effective Sept 23rd, just weeks from now. Other carriers will surely follow.
Considering the draconian tax law changes now under review by the government, permanent life insurance will become even more important as the most cost-effective way to pay higher taxes.
This matter deserves your immediate attention, especially if you have a rated policy due to existing health issues or have become uninsurable since taking out your existing term policy.
Your term insurance started off at a reasonable cost, but premiums will continue to rise sharply at each renewal and the policy will become cost-prohibitive and eventually expire.
Fearing the future
Estimated reading time: 40 seconds
According to a survey by Market Probe Canada, 82% of Canadians are concerned that the cost of long term care will significantly reduce their retirement income and assets, and more than half are afraid of becoming a burden to their family.
To make matters worse, they don't have a great deal of confidence in the government's ability to help them if they need long term care in the future. (Can’t say I blame them - read this)
Free Money
A real deal at the big box store?
Estimated reading time: 40 seconds
People like me shop at big box stores for good deals on many useful products.
From tires to toilet paper, consumer-friendly pricing explains the packed parking lots and overstuffed shopping carts.
Best Doctors got BETTER
Estimated reading time: 50 seconds
You’ve probably heard of Best Doctors - widely known for medical advisory services and second opinions. Best Doctors has been available for individuals and as an add-on for group benefit plans.
Founded by Harvard Medical School physicians in 1989, Best Doctors operates globally from its base in Boston, affiliated with Centers of Excellence around the world. With the help of more than 53,000 medical experts, they help patients navigate the healthcare system ensuring the right decisions and the right care.
CBC Marketplace strikes again
Estimated reading time: 45 seconds
CBC Marketplace has warned consumers again about Canadian banks offering imperfect advice and unfriendly insurance products.
They went undercover seeking financial advice from the country's top 5 banks and financial institutions….and….spoiler alert….the results are scary.
Tax Time Blues - Be Prepared
Estimated reading time: 35 seconds
After a long and miserable winter, Canadians now face the annual dread called tax time.
Some taxpayers are in ‘search and sort’ mode right now, looking for the receipts and documents required for their personal income tax return.
5 Reasons why insurance companies don’t want you to review your policies
Estimated reading time: 30 seconds
Everyone knows that insurance companies pay attention to details.
The degree of due diligence they exercise before issuing a life insurance policy often includes a careful review of your driving record, financial profile and family health history.
Resolutions for 2014 - Get Your Financial House in Order
This is the only time of year when people make all kinds of promises to themselves; solemn vows to quit smoking, lose weight, exercise more, work less, work more, become more spiritual, etc.
Consider adding this resolution - get your financial house on order.
Use this list to get started.
Lisa’s Journey of Hope
Estimated reading time: 30 seconds
Lisa Glennie was a vibrant radio advertising sales rep at a Toronto station.
We met several years ago when I became her client.
Hurry up and wait
Estimated reading time: 40 seconds
The Fraser Institute recently published its 22nd annual report on wait times for medical treatment in Canada.
The BC - based think tank reports that people across the country are forced to wait longer than what physicians consider to be clinically reasonable.
Happy 30th Birthday to Critical Illness Insurance
Estimated reading time: 35 seconds
Dr. Christiaan Barnard performed the world’s first adult heart transplant in South Africa in 1967.
His lesser-known brother Dr. Marius Barnard, also a heart surgeon, developed Critical Illness Insurance there 30 years ago to help people who suffered severe financial hardship from illness.