November 21, 2014

Free Money

Estimated reading time: 60 seconds . Here are 3 ideas to help you find money, make money and save money. 1 - Find Money There's a huge pile of money - half a billion dollars - now sitting in the Lost and Found department at the Bank of Canada waiting to be claimed by rightful owners who seldom show up! More than 1.3 million unclaimed accounts, totalling some $496 million now sit on the Bank's books. Is some of it yours? Find out now by clicking here. I hope you find a big pile for yourself, and please give some to charity if you do. 2 - Make Money An even BIGGER pile of money now languishes in chequing accounts at Canadian banks earning ZERO interest for the account owners. To be clear - most depositors� money in chequing accounts earns nothing, or next to nothing, for the depositors. The banks keep it all (what a great business model) and then charge us �service fees� for the privilege of giving them our hard-earned money interest-free. Some service! The details are posted online here by the Globe and Mail � the complete list of banks, trusts and credit unions presented includes some names I didn�t even recognize. You will notice that just one institution pays a market leading interest - Manulife Bank pays 1.45% on all funds in the account with no minimum deposit. Business accounts earn 1.25%. Opening your new account is quick and painless � with no need to change your current banking relationships. Our clients enjoy personal concierge service to open an account and a real person to deal with. Interest is paid on every single dollar in the account and you can move your money in both directions between Manulife Bank and your current financial institution - easily, online, and without fees. Get more info now - Call me toll-free at 1-866-566-2001 or send an email to info@illnessPROTECTION.com 3 - Save Money A husband and wife of retirement age sought my help getting life insurance and long-term care insurance in place. Blessed with good health and great kids, but burdened with a mortgage on their home that consumed almost $2,000 monthly, they were asset rich and cash flow challenged. I suggested a meeting with my dedicated team at Manulife Bank to improve their cash flow. Results: the expensive mortgage was replaced with a consumer-friendlier ManulifeONE account. They now enjoy an improved cash flow of more than $1,500 per month. They use the savings of almost $20,000 annually for vacation travel, insurance premiums and helping their kids. Relieved of money pressure, they are looking for a vacation condo in Florida. Effective next month, clients with a personal Advantage Account at Manulife Bank� who maintain a balance of $5,000 or more can do unlimited daily banking transactions without a fee. To my knowledge this is Canada's first high interest banking account (currently paying 1.45%) that can also be fee-free. Some of their competitors do offer high interest savings and separate no-fee accounts but the interest rate is vastly reduced. The Bottom Line I am advising my friends and clients to open accounts and start earning interest for themselves instead of earning it for the banks while watching their accounts diminished by the operating fees and service charges at other banks. A team of dedicated professionals at Manulife Bank helps my clients through the entire process - they will answer your questions and assist you in opening accounts for your business or family members. Want to learn more? Call me now toll-free at 1-866-566-2001 or send an email to info@illnessPROTECTION.com I look forward to helping you and your family. Save your money. Stay healthy.

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