The TaxLetter®

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Mark writes frequent articles for TheTaxLetter®

Established in 1941, TheTaxLetter®, is an independent publication sent to paid subscribers across Canada to inform and educate readers about preserving wealth and reducing or eliminating taxes using insurance products and other estate planning strategies.

Complete Digest of Mark's TaxLetter® articles

Family Business Tax & Other Financial Implications

This article describes the unique financial challenges of a family business and suggests several strategies to reduce taxes and enhance family harmony.

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The Tax Grind

This article explains how income taxes impair investment portfolios, and how those taxes often leave investors with less money than they started with.  It describes how taxpayers pay the equivalent of insurance premiums in income taxes while obtaining no benefit for their family or estates, and suggests a strategy for individuals and corporations to achieve much higher, guaranteed returns using tax-exempt permanent life insurance.

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Overlooked Tax Saving Strategies in Canada

This article explains why offshore life insurance should be approached with caution and describes legal and overlooked strategies available in Canada for taxpayers to use life insurance in unexpected ways.

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An Uncharitable Budget

This article explains why Canadians will pay higher taxes following the recent Federal Budget and describes defensive strategies available to minimize the effects of taxation.

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Using Immediate Financing Arrangements (IFAs) to Acquire Life Insurance and Preserve Cash

This article describes how to use Immediate Financing Arrangements (IFAs) to acquire life insurance at a fraction of the true premium cost without reducing cash available for business use or investment.

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RRSPs, IPPs, PPPs and paying Less Tax

This article describes better alternatives to RRSPs that improve outcomes to minimize taxes, maximize retirement income and allow wealth transfer tax-free.

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CCPC Tax Planning

This article explains how business owners can minimize the impact of tax rule changes on corporate investment income, and how to take advantage of the tax deferral opportunity available from the cash value growth inside an exempt permanent life insurance policy.

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Melt & Cascade: An effective way to stream wealth tax-free

This article describes strategies for high net worth taxpayers to minimize or eliminate taxes on their registered assets (RRIFs and RRSPs) and non-registered assets and explains how to stream wealth tax-free to children, grandchildren and favourite charities.

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New Rules: The coming tax whammy for high-income Canadians

This article explains the coming tax hikes and outlines defensive steps available now through the use of insured annuities and tax-exempt life insurance‎.

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Divorce Tax Questions and Answers

This article explains the important financial and tax considerations around divorce.

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Property and Casualty Insurance in Canada

This article explains the importance of Property & Casualty insurance and why it deserves professional attention.

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How Canadians with U.S. assets can reduce stateside taxes

This article describes the unique benefits of a U.S. ‘nexus’ and explains why to consider offshore life insurance products for higher limits and competitive pricing.

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