Most Canadians are unaware of their ultimate tax liabilities.
Does that include you?
Have you and your spouse been fortunate enough to accumulate substantial savings in RSPs? Did you roll your RSPs into a RIF? Did you know that 46% of those hard-earned retirement savings will be taxed on the second death of you and your spouse? In other words, your estate will pay the government $460,000 on $1 million of retirement savings.
It's no secret that our healthcare system forces Canadians to wait in line for medical treatments.
We developed ELITE U.S. Healthcare™ to provide funding and help people get immediate access to the world's best healthcare .
(Everyone knows someone who was forced to wait to see a specialist, or begin treatment.)
Buying insurance products online can be risky – it is absolutely not the same as booking a theatre ticket or a buying some music to download. We live in a world of MISinformation, and much of that is available online. Canadians really need the advice of Trusted Advisors. Many online insurance sellers suggest otherwise. I disagree. Read THIS .
What do you think?
I’ve been telling people there will NEVER be a better time to buy critical illness insurance, life insurance and other living benefits. Just last week Manulife raised premiums on Critical Illness insurance by as much as 30%.
Now comes RBC Insurance announcing major changes: they have decided to exit the market on many great products - see this article in the Financial Post " RBC latest to pare insurance products"
Insurance premiums are heading in one direction: UP
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Take care,